Our very own occupational charity, The Charity for Civil Servants, has recently been talking to more and more people about effective budgeting, offering financial capability information as well as emergency help and debt advice. That’s because they understand that if they can help you make informed decisions about your finances, you’ll be able to make the most of your money to plan ahead and improve your life.
If you want to make informed decisions about your finances, and understand the risks and benefits of particular options, the Charity’s website has top tips to help you take control of your finances including a Budget Calculator to help you pinpoint any financial difficulties, whether you need further help and where to get it.
In a nutshell though, following these 6 key tips will help you make the most of your money:
- Plan ahead
- Check your credit file
- Build an emergency fund
- Check your pension statement
- Know your budget and keep track of your spending
- Check you’re getting the best deal. Use comparison websites
For further information and advice from the Charity, take at look at their website www.foryoubyyou.org.uk or call to speak to an Adviser in confidence on Freephone 0800 056 2424